Handling Hurricane Insurance Claims
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Business Insurance Claim Lawyers in Florida

Call (850) 204-0664 for Counsel in Your Hurricane Claim

Business owners face a unique set of challenges when a major storm event causes commercial property damage, disrupts operations, and diminishes income. There are many factors that must be taken into account when calculating damages and the process of filing a claim and receiving payment can be lengthy, complicated, and, in some cases, contentious.

If you need assistance with a business claim due to damages caused by Hurricane Michael or Hurricane Dorian, we can help. Our Florida hurricane claim attorneys at Berniard & Savoca have more than 45 years of combined experience and have handled thousands of insurance issues and disputes. We can help you work to ensure that your claim is paid in full.

Contact us now at (850) 204-0664 or submit an online request form for a free consultation. We accept cases on a limited basis.

Determining Your Business Losses After a Hurricane

Hurricane Michael was the third-strongest Atlantic hurricane to ever hit the contiguous U.S. and the strongest storm on record in the Florida Panhandle, resulting in tens of billions of dollars in total damages. As such, many insurance adjusters have never had to deal with a disaster of this enormity. Calculating business losses is complex and can be a challenging process for both policyholders and insurance adjusters.

It is important that you speak to a knowledgeable attorney who can go over your insurer’s investigation and help make sure that you receive the full payment you are owed.

Our attorneys can assist you in determining your business losses, which may include the following:

  • Property damage to your physical, brick-and-mortar building
  • Damage to business property such as computers, point-of-sale systems, records, and more
  • Loss of income as a result of business closure and/or property damage
  • Loss of goodwill and/or loss of customer base

What Is Covered Under Business Interruption Insurance?

Not all losses caused by hurricanes are covered for all business owners. In most cases, business interruption coverage only applies when physical damage has occurred as a result of a storm or natural disaster, resulting in the forced closure of the business and subsequent loss of income. Power outages as a result of utility failure are typically not covered, even in the event that they force a business to close.

However, many insurance providers attempt to devalue or deny rightful business claims in order to minimize their own expenses and increase their profits. Our Florida business insurance claim attorneys can work with your accountant, as well as forensic accounts, to determine the total cost of your damages and the payment amount you are entitled to receive under your business insurance coverage. If your insurer is acting in bad faith, we can aggressively represent you in a trial. There are never any fees when you hire us unless we successfully recover a settlement or verdict on your behalf.

Contact us at (850) 204-0664 for a free consultation. We are available 24/7.

Trusted Insurance Claim Advocates

  • No Upfront Costs! No Fee Unless We Win

  • More Than 45 Years of Combined Experience

  • Thousands of Insurance Claim Disputes Handled

  • Millions of Dollars Recovered for Our Clients