Handling Hurricane Insurance Claims
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Hurricane Damage Claims Lawyers for Condominiums

Discuss Your Case with Our a Hurricane Claims Attorney in Florida

If you are a condominium owner who has suffered losses due to damage caused by Hurricane Michael or more recently, Hurricane Dorian, our attorneys can help. The process of filing a condominium claim is incredibly complex, as there are typically two insurance policies that come into play: the policy held by the condo owner and the policy provided by the condominium association. Each policy covers different damages and each excludes other specific damages. It is in your best interest to speak to an experienced Florida condominium claim attorney to ensure that your claim is paid in full.

At Berniard & Savoca, we have handled thousands of insurance claim issues and disputes, including complex litigation matters. Our Florida hurricane insurance claim attorneys have been recognized as authorities on these particular types of cases and have successfully recovered millions of dollars in payments, settlements, and verdicts.

Call our office at (850) 204-0664 or contact us online for a free consultation. We are available to assist you 24/7.

How the Process Works

As previously stated, condominium owners who suffered damages as a result of Florida hurricanes must deal with both their own insurance provider and the condominium association’s insurer. If you have suffered flood damage, you may need to file a third-party insurance claim.

First and foremost, it is important that you understand your coverage. In most cases, your own insurance will cover damages inside your home as well as damages affecting the contents of your home.

This generally includes damage to:

  • Flooring/carpeting
  • Electrical fixtures
  • Appliances
  • Built-in cabinets
  • Countertops
  • Furniture
  • Personal items, such as clothes or jewelry

Your condominium association’s insurance coverage typically includes property damage, such as damages to the:

  • Roof
  • Foundation
  • Drywall

Please note that your specific insurance policy and the policy held by your condominium association may differ. The above-mentioned items, as well as additional items, may or may not be covered.

Why You Need an Attorney

It is not wise to attempt to navigate the process of filing a condominium claim on your own. The time following a major natural disaster is often trying enough; attempting to deal with multiple insurance claims can be overwhelming. Additionally, it takes a great deal of skill and experience to fully evaluate your total losses and ensure that you are receiving the full payment you are owed.

With more than 45 years of combined experience, our Florida hurricane claims attorneys are well-equipped to help you navigate the claim filing process. If your condominium claim has been denied or you are having trouble securing a payment you are entitled to receive, we can aggressively represent you. We have taken on every major insurance provider and earned extensive recognition, both from our peers and from prestigious legal organizations, for our commitment to excellence, ethics, and a high level of client service.

We accept cases on a limited basis, so we encourage you to reach out to us as soon as possible. Call (850) 204-0664 or submit an online request form for a free case evaluation.

Trusted Insurance Claim Advocates

  • No Upfront Costs! No Fee Unless We Win

  • More Than 45 Years of Combined Experience

  • Thousands of Insurance Claim Disputes Handled

  • Millions of Dollars Recovered for Our Clients